Advanced Calculator

A digital tool for math calculations and mortgage simulations, with a modern design

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Fill in all the fields to calculate your mortgage amortization schedule.

Mortgage Calculation Result

Payment amount
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Total number of payments
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Total interest paid
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Total cost of the mortgage
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Principal vs. Interest Breakdown

Frequently asked questions

How do I calculate my mortgage payment?

Open the Mortgage Calculator tab and enter the amount, the annual interest rate and the term in years, then choose the payment frequency: monthly, quarterly, semiannual or annual. Hit Calculate Mortgage to get your payment, the number of payments, the total interest and the overall cost.

What kind of amortization does the mortgage calculator use?

It uses a fixed payment, the classic French amortization: all payments are equal, and at first you pay more interest, then more principal. The chart shows how the principal and interest paid grow over time. It's a simulation: fees, insurance and taxes are not included.

Can I use the calculator with my keyboard?

Yes. In the standard calculator you can type numbers and operators (+, -, *, /), press Enter or = for the result, Backspace to delete the last digit and Esc to clear everything. The % key calculates a percentage, including relative to the number entered before it.

Is it free? Are the numbers I enter saved?

It's free, with no sign-up and no usage limits. All calculations, mortgage included, happen in your browser: the amounts and rates you enter are not sent to any server and are not saved when you close the page.